DEVCONNECT SPECIAL: Aave's Vision for Embedded DeFi with @StaniKulechov Rob and Andy sat down with Stani Kulechov at Devconnect to unpack Aave's aggressive push into mainstream adoption and the launch of Aave v4. With $50 billion in TVL and $150 million in annual revenue, Aave has become one of the world's top banks. Now they're bringing DeFi to everyone through the @aave app and preparing for embedded finance at scale. In this episode, Stani walks through what's next, covering: - The Aave app: High-yield savings for mainstream users - Embedded DeFi as infrastructure for banks - Aave Horizon crossing $500M in RWA collateral - Why institutions will choose Ethereum - Aave v4: Liquidity hub and spoke model explained - Return to fundamentals - 2030 vision: Beyond trillions in TVL Timestamps: 00:00 Intro 01:05 The Aave Mobile App Strategy 03:52 Aave as Infrastructure For Banks 05:52 Institutional Adoption & Aave Horizon 08:46 Trust, Resiliency & Risk Management 09:35 Haliday Ad, InfiniFi Ad, Kalshi Ad 10:54 What Aave Needs From Ethereum 13:40 Do You Miss 2020 DeFi Summer? 15:01 The Multi-Stakeholder Vetting Process 19:02 Why Aave v4 Changes Everything 20:20 Relay Ad, Trezor Ad 21:01 The Liquidity Hub-and-Spoke Model 22:32 Designing v4 With Ecosystem Partners 24:33 Return to Fundamentals 25:21 Lightning Round